Need a personal loan ? SBI personal loan is just a missed call or a message away

New Delhi: State Bank of India, the country’s largest lender, has launched an Xpress credit personal loan facility for instant lending with fast approval. Customers with a salary account with SBI and a minimum monthly income of Rs 15,000 are eligible to apply for an Xpress Credit personal loan.

In order to benefit from SBI’s Xpress personal loan facility, the customer must make a missed call or send a message.

“All it takes is an SMS, to start your personal loan process. SMS at 7208933145, “SBI said in a tweet.

In another tweet, the nation’s leading lender wrote: “Personal loans are convenient! Give a missed call to 7208933142 and get a call bank from us.”

Features of the SBI Xpress Credit personal loan

  • Loan up to Rs 20 lakh.
  • Low interest rates.
  • Interest on the daily declining balance.
  • Reduced processing costs.
  • Minimum documentation
  • Zero hidden costs.
  • Provision for the second loan
  • No security, no guarantor.


Individuals with salary account with SBI.
Minimum monthly income Rs15,000
Employees working with central / state / quasi-government administration, central power units and for-profit state power units, nationally recognized educational institutions, selected companies with or without relationship to the bank.

Minimum loan amount – Rs 25,000
Maximum loan amount – Rs 20 lakh

SBI Xpress Credit personal loan interest rate

The interest rate on this SBI loan is 9.60%

Missed call number

To apply for an SBI Xpress Credit personal loan, make a missed call on this number – 7208933142.

SMS number

To apply for an SBI Xpress Credit personal loan, you can also send an SMS by typing PERSONAL on this number -7208933145.